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TipIf you’re using a voucher or an eBay gift card, you can still use Afterpay. If you don’t already have an Afterpay account, you’ll be prompted to create one. If Afterpay is available for your eBay purchase, you’ll see it as a payment option at checkout. If an item has Afterpay available, you’ll see it as a payment option on the listing page and at checkout.

Before you dispute a transaction, we suggest waiting until the transaction is processed to your account. Where the transaction date is different, this may be because there can be a delay of up to seven days between your purchase date and when it’s charged to your account. Pending or outstanding transactions shouldn’t be disputed as we cannot investigate until the transaction has been processed. Before you dispute a transaction, it’s always good practice to check and confirm a few things. Check your transaction and if you think it’s unauthorised, you can dispute it.

This means that the authorisation or approval obtained on the Card can be for an amount up to 20% or more than the total bill (or anticipated bill) to cover additional items such as tips and incidentals or to ensure that adequate funds are available to cover the final purchase. When using the Card with some merchants (such as hotels, taxis, rental cars, restaurants and cruise ships) or for mail order purchases, Card “tolerance limits” may apply. We are not liable in any way when authorisation is declined for any particular transaction except where the authorisation has been declined because of an act or omission on our part. Authorisations may be declined at some merchants (such as gambling merchants or merchants who choose not to accept Mastercard Prepaid cards).

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Update account contact details

If you requested a replacement card for one that’s already in your digital wallet, it should update automatically. Once you’ve submitted your dispute, we’ll send you a letter or email to confirm we’re looking into it for you. Log in to Internet banking with your CRN and password If you think a transaction was the result of a scam, you should contact ANZ immediately.

Please follow the dispute a transaction steps above. You should raise your dispute via Message us in the Support section of the app. If your disputed transaction is not resolved in your favour (i.e. confirmed as a legitimate transaction), we’ll be in touch to let you know.

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By accepting or using Mastercard Digital Gift Card, you agree to these Terms & Conditions. Gift cards are treated like cash and cannot be replaced if lost or stolen. Excludes ATMs, over the counter at financial institutions and merchants who elect not to accept Mastercard Prepaid™ cards. No additional cost to call, but standard phone service provider charges may apply. Total cost will be amount loaded in addition to the one-off card purchase price.

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• Yes, continue to make your Minimum Monthly Payments on your credit card statement while your dispute is being investigated.
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In the ANZ App, choose the account you want to search and then enter a word or an amount in the Search box. There may be delays from when you raise a dispute with us, to when we commence an investigation. If you’re lodging your dispute via ANZ Internet Banking, you should use the dispute reason, ‘The ATM dispensed the wrong amount’. You can raise a dispute in the ANZ App by selecting ‘Other reason’ when prompted. Alternatively, you can let us know if you receive a refund from the merchant and we’ll close the dispute. If the merchant refunds the transaction, we’ll notify you by letter or email.

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